Franklin Dean
Changing your name after getting married is a big decision, and the process can be complex. While it is your personal choice whether to change your name, there are several steps you must take if you decide to do so. Firstly, you must apply for a marriage license before the wedding, listing your new name on the application form. After the wedding, you will receive a marriage certificate with your new name, which you can use to update your identity documents, such as your driver's license and passport. You will also need to notify various government agencies and institutions, such as the Social Security Administration and the State Department, to ensure that your new name is reflected in their records.
| Characteristics | Values |
|---|---|
| Time limit | There is no time limit for changing your name after marriage |
| Process | The process varies between states and countries. In most cases, you must file a petition with your local court to change your name. |
| Documents | You will need a marriage certificate, certified copies of the certificate, and other forms of identification such as a driver's license and passport. |
| Agencies to notify | Social Security Administration, local post office, state taxing authority, state motor vehicle office, credit card companies, insurance agent, current employer, etc. |
| Benefits of taking your partner's last name | Less confusion for friends, family, employers, and government institutions |
| Other options | Hyphenated names, keeping your maiden name as your middle name, or creating a new name |
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What You'll Learn
Changing your name with Social Security
Changing your name with the Social Security Administration (SSA) is a crucial step after changing your name due to marriage. Here is a step-by-step guide on how to do it:
Step 1: Gather the Required Documents
First, ensure you have the necessary documents. You will need to provide proof of identity, such as a valid photo ID, proof of your citizenship status (a birth certificate or U.S. passport), and proof of your legal name change, which, in this case, would be your marriage certificate.
Step 2: Download and Fill Out Form SS-5
You will need to fill out Form SS-5, the "Application for a Social Security Card." This form can be downloaded and printed from the SSA website. Fill it out and sign it using your new name.
Step 3: Submit Your Application
To submit your application, locate your nearest SSA office by entering your ZIP code on the SSA website. You have the option to mail your application and supporting documents to this office, or you can visit in person. Visiting in person is recommended to avoid having to mail sensitive documents. If you choose to mail your application, be aware that you will need to wait until you receive your new Social Security card before submitting a name change request at other government offices. If you submit your application in person, it is advised to wait at least 48 hours for the SSA records to update before proceeding with name changes elsewhere.
Step 4: Pay the Fee
There is no charge for updating your name or receiving a new Social Security card, so you won't need to pay any fees for this process.
Step 5: Update Other Agencies
Once your name is updated with the SSA, other agencies will be notified through the SSA. However, it is important to note that you must update your name with the Internal Revenue Service (IRS) before filing your tax return, as every name on your tax return must match the SSA records. You will also need to update your name with the State Department to obtain an updated passport, and you may need to update your driver's license or state ID.
Remember that the process of changing your name can vary slightly between states, so it is always a good idea to check with your local government for specific requirements.
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Updating your driver's license
Online Process
The online process for updating your name varies depending on your location. In Connecticut, for example, you can change your name, address, or remove "Under 21" from your driver's license, learner's permit, non-driver ID, or vehicle registration online. This can be done through the DMV website. Changes made online are effective once the transaction has been successfully processed.
Offline Process
The offline process for updating your name on your driver's license typically involves visiting a local government office, such as the DMV or RTO, and providing the necessary documentation and payment. Here are the general steps for the offline process:
- Visit the Relevant Office: Go to your nearest DMV hub office, DMV express office, or the RTO where you obtained your driver's license.
- Obtain Approval: Meet with a designated officer and request to update your name on your driver's license. They will guide you through the process and let you know what documentation and payment are required.
- Gather Required Information: Visit the Data Entry Department to gather all the necessary information and forms. You will likely need to provide proof of your identity, address, and legal name change. This can include certified copies of your marriage certificate, divorce decree, or other legal documents.
- Make the Necessary Payment: Go to the fee collection counter and pay the required fee. The cost of changing your name on your driver's license may vary depending on your location. For example, in Connecticut, there is a $30 fee, while in Washington, there is a $20 fee for a new card with updated information.
- Provide Biometric Information: After making the payment, officials will typically take your photograph, signature, and fingerprints.
- Collect Receipt: Keep the payment receipt for future reference.
It is important to note that the specific steps and requirements may vary depending on your location and the office you visit. Always check with your local government office or official website for the most accurate and up-to-date information.
Additionally, remember that changing your name on your driver's license does not automatically update your vehicle registration or other documents. Be sure to update your name on all relevant records to maintain consistency and avoid complications in the future.
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Informing the State Department for a new passport
The process of changing your name after marriage varies between states. Before getting married, you must apply for a marriage license. After you apply for the license and get married, your new name will be reflected on your marriage certificate. Contact the local government where you are getting married to learn about applying for a marriage license and how to change your name.
Once you have your marriage certificate, you can use it as proof to notify federal and state agencies of your name change. Notify the Social Security Administration (SSA) first, as other agencies learn of name changes through the SSA.
To update your passport with your new name, you will need to submit your most recent U.S. passport, as well as your original or certified name change document, such as your marriage certificate. You will need to submit Form DS-82 and supporting documents by mail. If you are unable to renew your passport by mail, you can apply in person and submit the following: your evidence of U.S. citizenship and a photocopy of that evidence, your original or certified name change document, and an ID issued in your new name. If you are unable to show a name change with a marriage certificate, you will need to apply in person and submit Form DS-11.
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Updating your employer, insurance company, and credit card company
Updating your employer
If you're changing your name after getting married, you'll need to inform your employer. First, ensure your legal name is updated with the Social Security Administration (SSA) and that you have received your new Social Security Card. Then, inform your employer of your new legal name and provide them with a copy of your marriage certificate as proof of the name change. Ask your employer about their specific process for updating employee records, but typically, you will need to submit a new Form W-4 with your new name, and your employer will update payroll accordingly. Your benefit plan records may also need to be updated, and you may be entitled to a special enrollment period due to your recent marriage.
Updating your insurance company
When it comes to updating your insurance company, it's best to wait until you have your new Social Security Card with your new name on it. This will ensure that all your demographic information matches, and your claim won't be denied. You can then contact your insurance company and ask them about their specific process for updating your name. In some cases, they may require you to provide a copy of your marriage certificate as proof of the name change.
Updating your credit card company
To update your credit card company about your name change, first ensure your name is updated with the SSA. Then, contact your credit card issuer's customer service department, either by phone or through their online portal, and ask about their specific procedure. Typically, you will need to fill out certain forms and submit them, along with copies of your identification documents, such as your marriage certificate and government-issued photo ID. It may take several weeks for the credit card company to process your name change, so be sure to follow up and confirm that your request has been received and processed. Finally, update any automatic payments associated with your credit card to reflect your new name.
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Announcing your name change
Firstly, obtain a certified copy of your marriage certificate. This document serves as proof of your marriage and is required for changing your name on official records. You can request this copy from the county or courthouse where you received your marriage license, and it typically takes a few business days to process.
Once you have the certified copy, create a list of people and organisations that need to be notified of your name change. This may include friends, family, financial institutions, government agencies, and employers. Update your contact information on your phone and share it with your contacts.
You can also send out official announcements to your contacts, especially those who may not have been at the wedding. This could be in the form of wedding announcement cards or through a local newspaper. If you have a wedding website, you can also include a paragraph explaining the name change on a "FAQ" or "More Details" page.
When visiting government agencies or financial institutions, be sure to bring the necessary documents, such as your new Social Security card, proof of address, and your certified marriage certificate. Additionally, don't forget to update your driver's license and passport with your new name.
Finally, be mindful of the timing of your name change. If you plan on going on an international honeymoon shortly after your wedding, it may be best to wait until you return home to change your name on your passport. Additionally, avoid filing your taxes until the IRS is aware of your name change to prevent issues with your tax returns.
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Frequently asked questions
First, you need to apply for a marriage license and list your new name on the application. After you get married, your new name will be reflected on your marriage certificate. Then, you can use this marriage certificate to update your name on other documents, such as your driver's license, passport, and social security card.
Yes, you should notify the Social Security Administration (SSA) first. Other agencies will learn of your name change through the SSA. You should also contact your state motor vehicle office to update your license or state ID. Additionally, report your name change to your local post office, state taxing authority, and the Department of Veterans Affairs (VA) if you receive veterans benefits.
You should update your name with your insurance agent, current employer, and credit card companies. If you receive public assistance, notify your state's social services office. If you own a home, inform the city or county property tax office. Don't forget to also change your name on any accounts and important documents.
No, there is no time limit or deadline for changing your name after marriage. You can take some time to decide and discuss it with your partner.
