
Wedding dresses can be expensive, and many brides are unable to afford their dream dress in one payment. Luckily, many bridal boutiques offer payment plans to help brides purchase their dream dress. Payment plans vary depending on the boutique, but most require a deposit to order the dress, with the remainder due before alterations or pick-up. Some boutiques offer interest-free credit card options, while others allow brides to pay in installments over time. It's important to carefully read the contract and understand the payment terms before purchasing a wedding dress.
| Characteristics | Values |
|---|---|
| Payment methods | Cash, credit card, layaway, special order reservations, Affirm, EasyPay, cheque, payment plans |
| Payment timing | Some stores require upfront payment, others allow payments over time, with the remainder due before alterations or pickup |
| Deposit | Typically 10-60% required upfront, with the remainder due when the dress arrives or in instalments |
| Contract | Includes salon details, consultant names, purchase date and time, total amount, deposit amount and payment method, amount owed, payment date, number of fittings, designer name, style, colour, size, and measurements |
| Alterations | Cost varies, can be $300-$1000+ depending on the dress and work required |
| Exchange/return policy | Varies by store; some offer exchange or return for store credit or refund if dress is in original condition |
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What You'll Learn

Payment plans and deposits
Some stores, such as David's Bridal, offer payment plans with no interest for 6 months, or layaway plans where you put money down and make weekly payments for 60 days. Other stores may require a deposit of around 50% to order the dress, and the remainder is due at the first fitting or when the dress arrives. Some stores may also offer credit card options with promotional periods of 0% APR and no hidden fees. It's important to read the fine print and understand the terms and conditions of any payment plan or credit card agreement before signing up.
Additionally, it's worth noting that alterations are typically an additional cost and can range from $300 to $1,000 or more, depending on the dress and the work required. It's important to factor this into your budget when considering payment plans or deposits for your wedding dress.
Some online stores, such as The Last Minute Bride, also offer payment plans for wedding dresses. They typically allow you to split the payment into 2-6 equal instalments, with the option to stretch it out to 8 payments for more expensive dresses. Payments are due every 2 weeks, and you can pay off the balance at any time without any fees. It's important to note that dresses purchased via a payment plan are only eligible for exchange and not return, and any payments made towards the plan are non-refundable.
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Payment methods
The payment methods for a wedding dress vary depending on the store or boutique's policy. Some stores allow you to pay for the dress in full upfront, while others offer payment plans or the option to pay in instalments. Here are some common payment methods:
- Full Payment Upfront: Some bridal stores or boutiques require full payment upfront when you place your order. This means you pay the entire cost of the dress at once, which may include additional charges for alterations or customisations.
- Deposit and Remaining Balance: Many stores will require a deposit to order the dress, typically ranging from 10% to 60% of the total cost. The remaining balance is then due at different stages, such as when the dress arrives, at the first fitting, or before alterations begin.
- Payment Plans: Certain bridal salons, such as The Last Minute Bride, offer payment plans to help make your dream dress more affordable. They allow you to split the payment into multiple equal instalments, typically due every two weeks.
- Layaway Plans: Some stores, like David's Bridal, offer layaway plans. This means you put a down payment on the dress, and then make regular payments over a set period, usually until the dress is paid off.
- Credit Card Options: Some bridal stores accept credit cards, which can provide flexibility in payment. For example, David's Bridal previously offered a credit card program with promotional periods of 0% APR, allowing customers to pay off the balance over time without incurring interest during that period.
- Financing Options: Some boutiques may offer financing options or partnerships with external financing companies. For instance, David's Bridal offers Affirm, a financing option that allows customers to apply for financing and pay off their dress purchase over time.
It is important to carefully review the payment options, terms, and conditions offered by the bridal store or boutique before committing to a purchase. Additionally, don't forget to factor in the cost of alterations, which can add a significant amount to your overall budget.
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Timing of payments
The timing of payments for a wedding dress varies depending on the store and the payment plan chosen. Here are some common scenarios:
One-Time Payment
Some bridal stores require full payment upfront when the dress is ordered. This could be due to their policy or because the dress is purchased off the rack or during a sale.
Deposit and Remaining Balance
Many bridal boutiques require a deposit, typically ranging from 10% to 60% of the total cost, to be paid when the dress is ordered. The remaining balance is then due at different stages, such as when the dress arrives, at the first fitting, or before alterations begin. This allows brides to spread out the payments over time.
Installment Plans
Some bridal salons, like The Last Minute Bride, offer installment plans to help brides afford their dream dress. Payments are typically split into 2 to 8 equal installments, with payments due every two weeks. The dress is then shipped to the bride within 24 hours of the final payment.
Layaway Plans
Certain stores, like David's Bridal, offer layaway plans where a down payment is made, and the dress is paid off in full within a specified period, often 60 days. The dress is then ordered, and additional costs for alterations may apply.
Credit Card Options
Some bridal stores accept credit cards, which can provide flexibility in payments. For example, David's Bridal previously offered a credit card program with promotional periods of 0% APR, allowing interest-free payments.
It is important to carefully review the payment options and plans offered by different bridal stores and choose the one that best suits your budget and timeline. Remember to factor in additional costs for alterations, sales tax, and other charges when planning your wedding dress purchase.
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Alterations and additional costs
The cost of alterations to a wedding dress can vary depending on the complexity of the changes, the expertise of the seamstress, and the location of the bridal boutique. It is recommended that you shop around to compare prices before deciding where to take your dress for alterations.
On average, wedding dress alterations can range from $90 to $1200, with standard alterations costing between $700 and $1000. These standard alterations typically include a hem, bustle, and adjustments to the top or bottom of the gown. Adding a bustle to secure the train of the gown can cost between $75 and $175, while adding a corset to the back of the dress can cost between $100 and $300. More intricate details, such as beading or multiple layers, may result in additional charges.
When budgeting for a wedding dress, it is important to consider not only the cost of the dress itself but also the cost of alterations. Some bridal salons and boutiques offer payment plans to help make the dress more affordable. Typically, a deposit of around 50% is required to order the dress, with the remaining balance due when the dress arrives or at the time of alterations. It is essential to carefully review the contract provided by the bridal salon, ensuring that all costs, including alterations, are clearly listed and understood.
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Returns and exchanges
The return and exchange policies for wedding dresses vary across bridal stores. It is important to carefully read the contract before signing it, as some stores may not allow returns or exchanges at all.
Some stores, such as The Last Minute Bride, offer payment plans and allow exchanges for store credit. However, they do not offer refunds, and any payments made towards the plan are non-refundable. They do offer a "pay-in-full" option, which allows customers to return the dress for a refund within 24 hours of receiving it, as long as it is in the same condition.
David's Bridal also offers payment plans and accepts returns as long as they meet the standard return policy. Exchanges can be completed using merchandise store credit as long as the request meets the merchandise exchange policy.
Other stores may require a deposit, usually ranging from 10% to 60%, with the remaining balance due before alterations or pick-up. Some boutiques may require the full payment before alterations can be started. It is important to discuss payment options and return/exchange policies with the store before making a purchase.
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Frequently asked questions
It depends on the store. Some boutiques and salons require full payment upfront, but many others allow you to pay in instalments. Some stores offer their own credit cards or layaway plans.
Payment plans vary by store. Typically, you'll be asked to pay a deposit of around 50% when you order the dress, with the remainder due when the dress arrives or before alterations are made. Some stores will let you split the cost into equal payments, due every two weeks.
Make sure you read the fine print carefully before signing any contract. Check how many fittings are included in the price and how much alterations will cost. Also, ask about the store's return and exchange policy for dresses bought on a payment plan.











































